Home Warranty Companies: Evaluating Rates and Coverage
When it comes to protecting your home and budget from unexpected repairs, home warranty companies offer comprehensive coverage for your appliances and systems. With a variety of options available, it's important to understand the pros and cons of home warranty coverage and evaluate the rates and coverage provided by the top companies in the industry. In this article, we will explore the key factors to consider when choosing a home warranty company and provide an exhaustive list of frequently asked questions to help you make an informed decision.
Coverage for Unexpected Costly Repairs
Understanding Home Warranty Coverage
Evaluating Home Warranty Companies
Now that we understand the basics of home warranty coverage, let's delve into the top home warranty companies in the industry and evaluate their rates and coverage.
Top Home Warranty Companies
American Home Shield
American Home Shield (AHS) is a renowned home warranty company that offers comprehensive coverage for major systems and appliances. With three coverage plans - ShieldSilver, ShieldGold, and ShieldPlatinum - AHS provides extensive protection for your home. The plans cover heating, cooling, electrical systems, and appliances, with varying coverage caps and additional benefits based on the selected plan. AHS also stands out by covering rust, corrosion, sediment damage, and items with preexisting conditions.
Liberty Home Guard
Liberty Home Guard is another reputable home warranty company that offers customizable plans to meet individual needs. Their coverage includes major appliances, systems, and even optional add-ons like electronics, pools/spas, guest units, septic pumps, and well pumps. Liberty Home Guard provides flexibility in choosing service call fees, allowing customers to adjust their monthly premiums based on their budget.
Select Home Warranty
Select Home Warranty is known for its affordable plans and comprehensive coverage. Their plans cover a wide range of appliances and systems, including plumbing, electrical, heating, and air conditioning. Select Home Warranty also offers optional coverage for additional items like well pumps, pools, and spas. With a network of qualified service technicians, they ensure prompt and efficient repairs.
AFC Home Club
AFC Home Club offers various coverage options, including systems plans, appliances plans, and a comprehensive combo plan. Their plans cover essential household systems like heating, cooling, plumbing, and electrical, as well as major appliances. AFC Home Club provides flexible service call fees and offers additional coverage for items like roof leaks and septic systems.
First American Home Warranty
First American Home Warranty offers comprehensive coverage for major systems and appliances. Their plans include standard coverage for items like plumbing, electrical, and heating, as well as optional coverage for additional items like pool and spa equipment. First American Home Warranty also provides a generous coverage cap, ensuring that you are protected in the event of costly repairs or replacements.
Cinch Home Services
Cinch Home Services offers customizable plans to meet your specific needs. Their coverage includes major systems and appliances, with optional add-ons like electronics and pool equipment. Cinch Home Services also provides coverage for unknown preexisting conditions, items damaged by rust and corrosion, and items that have been improperly installed or modified.
2-10 Home Buyers Warranty
2-10 Home Buyers Warranty specializes in providing home warranties for new home buyers. Their coverage includes major systems and appliances, ensuring that buyers are protected from unexpected repair costs during the first year of homeownership. 2-10 Home Buyers Warranty offers flexible service call fees and a 30-day workmanship guarantee.
Frequently Asked Questions about Home Warranties
To provide a comprehensive understanding of home warranties, let's address some frequently asked questions: